Terms of Service

1. Acceptance of Terms

By accessing or using the Gralven website (gralven.pro), you agree to be bound by these Terms of Service. If you do not agree, please do not use the site.

2. Nature of Service

Gralven provides an independent financial product comparison service for informational purposes only. We are not a financial services provider, bank, credit provider, or investment advisor as defined under South African law, including the Financial Advisory and Intermediary Services (FAIS) Act, the National Credit Act (NCA), or the Financial Sector Regulation Act.

Nothing on this website constitutes financial advice, credit advice, or investment advice. Users must seek advice from qualified, FSCA-registered professionals before making financial decisions.

3. Accuracy of Information

Gralven endeavours to provide accurate, up-to-date product comparisons. However, we do not guarantee the accuracy, completeness, or timeliness of any information displayed. Product rates, terms, fees, and availability are subject to change by the respective financial institutions. Always verify information directly with the provider before applying.

4. No Warranty

This website is provided “as is” without warranty of any kind, express or implied. Gralven makes no warranties regarding the suitability of any listed product for your specific circumstances.

5. Limitation of Liability

To the maximum extent permitted by South African law, Gralven shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of this website or reliance on any information contained herein.

6. Third-Party Links

This site may link to third-party websites operated by financial institutions. Gralven is not responsible for the content, accuracy, or practices of these third-party sites.

7. Intellectual Property

All content on this website is the intellectual property of Gralven (Pty) Ltd unless otherwise stated. You may not reproduce, distribute, or use any content without prior written consent.

8. Governing Law

These Terms of Service are governed by the laws of the Republic of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the courts of South Africa.

9. Contact

Questions about these terms? Contact us at [email protected].